/* preplan.fyi — calm, readable, accessible. */
:root{--ink:#1e2a26;--muted:#4f5d58;--paper:#fbf9f4;--card:#fff;--line:#e3ddd0;--green:#1b4332;--green-2:#2d6a4f;--green-soft:#eaf3ee;--sand:#f3ede1;--gold:#b5822e;--help:#a8432a;--help-dark:#8a3420;
--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Liberation Serif",serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Liberation Sans",Arial,sans-serif;--r:14px;--shadow:0 1px 2px rgba(20,40,30,.06),0 8px 24px rgba(20,40,30,.07)}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:1.15rem;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--green-2);text-underline-offset:.18em}
a:hover{color:var(--green)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);line-height:1.2;color:var(--green);font-weight:600}
h1{font-size:clamp(2.1rem,5vw,3.3rem);margin:.2em 0 .4em;letter-spacing:-.01em}
h2{font-size:clamp(1.6rem,3vw,2.1rem);margin:0 0 .6em}
h3{font-size:1.3rem;margin:0 0 .4em}
.wrap{width:min(72rem,calc(100% - 2.5rem));margin-inline:auto}
.narrow{max-width:46rem}
.center{text-align:center}
.skip{position:absolute;left:1rem;top:-4rem;background:#fff;padding:.6rem 1rem;z-index:10;border-radius:8px}
.skip:focus{top:1rem}
main:focus{outline:none}
/* header */
.site-header{background:rgba(251,249,244,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5;backdrop-filter:saturate(1.2) blur(6px)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:4.5rem}
.brand{display:flex;align-items:center;gap:.55rem;text-decoration:none;color:var(--green);font-family:var(--serif);font-size:1.45rem;font-weight:600}
.brand b,.footer-brand b{color:var(--gold);font-weight:600}
.site-nav{display:flex;align-items:center;gap:1.1rem;flex-wrap:wrap}
.site-nav a{color:var(--ink);text-decoration:none;font-size:1rem}
.site-nav a:hover,.site-nav a[aria-current=page]{color:var(--green);text-decoration:underline}
.site-nav a.btn{color:#fff;text-decoration:none}
.nav-toggle{display:none;font:inherit;font-size:1rem;background:none;border:1px solid var(--line);border-radius:999px;padding:.4rem 1rem;color:var(--green)}
@media (max-width:980px){.nav-toggle{display:block}.site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;padding:1rem 1.25rem 1.25rem;gap:.8rem}.site-nav.open{display:flex}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;font:inherit;font-weight:600;font-size:1.05rem;padding:.8rem 1.4rem;border-radius:999px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--green);color:#fff}.btn-primary:hover{background:var(--green-2);color:#fff}
.btn-help{background:var(--help);color:#fff}.btn-help:hover{background:var(--help-dark);color:#fff}
.btn-ghost{border-color:var(--green);color:var(--green);background:transparent}.btn-ghost:hover{background:var(--green-soft)}
.btn-ghost-light{border-color:#fff;color:#fff}.btn-ghost-light:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-sm{padding:.45rem 1rem;font-size:.95rem}
.btn-lg{padding:1rem 2rem;font-size:1.15rem;width:100%}
.btn:disabled{opacity:.6;cursor:wait}
/* hero */
.hero{background:radial-gradient(1200px 400px at 80% -10%,#dfeee5 0,transparent 60%),linear-gradient(180deg,var(--sand),var(--paper));padding:clamp(3rem,7vw,5.5rem) 0 clamp(2.5rem,5vw,4rem);border-bottom:1px solid var(--line)}
.hero .wrap>*{max-width:46rem}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.85rem;font-weight:700;color:var(--gold);margin:0}
.lede{font-size:clamp(1.2rem,2.2vw,1.4rem);color:var(--muted);margin:0 0 1.6rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem}
/* sections */
.section{padding:clamp(2.5rem,6vw,4.5rem) 0}
.section.alt{background:var(--sand)}
.cards{display:grid;gap:1.25rem}
.cards.three{grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}
.cards.two{grid-template-columns:repeat(auto-fit,minmax(20rem,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;box-shadow:var(--shadow)}
.card ul{padding-left:1.2rem;margin:.3rem 0 0}
.card p{margin:0}
.steps{list-style:none;padding:0;margin:0 0 1.5rem;display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(16rem,1fr));counter-reset:s}
.steps:not(.vertical) li{counter-increment:s;background:var(--card);border-radius:var(--r);padding:1.6rem;border:1px solid var(--line);position:relative}
.steps:not(.vertical) li::before{content:counter(s);display:grid;place-items:center;width:2.4rem;height:2.4rem;border-radius:50%;background:var(--green);color:#fff;font-weight:700;margin-bottom:.8rem}
.steps.vertical{grid-template-columns:1fr}
.steps.vertical li{border-left:3px solid var(--green-2);padding:.2rem 0 .2rem 1.3rem}
.steps p{margin:0}
.split{display:grid;gap:2.5rem;grid-template-columns:repeat(auto-fit,minmax(20rem,1fr))}
.prose h2{margin-top:1.6em}
.prose h2:first-child{margin-top:0}
.note{margin:2rem 0;background:var(--green-soft);border-left:4px solid var(--green-2);border-radius:0 var(--r) var(--r) 0;padding:1.4rem 1.6rem}
.note p{margin:0}
blockquote{margin:2rem 0;padding:1.4rem 1.6rem;background:var(--card);border-left:4px solid var(--gold);border-radius:0 var(--r) var(--r) 0;font-family:var(--serif);font-size:1.25rem;font-style:italic}
blockquote cite{display:block;margin-top:.6rem;font-style:normal;font-family:var(--sans);font-size:1rem;color:var(--muted)}
blockquote cite::before{content:"— "}
.checks{list-style:none;padding:0!important}
.checks li{padding-left:1.8rem;position:relative;margin:.35rem 0}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:1.05rem;height:1.05rem;border:2px solid var(--green-2);border-radius:4px}
.cta-card{margin-top:2.5rem;text-align:center;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:2.2rem 1.5rem;box-shadow:var(--shadow)}
.cta-card .hero-actions{justify-content:center}
.cta-card p{color:var(--muted)}
details.faq{background:var(--card);border:1px solid var(--line);border-radius:var(--r);margin:0 0 .8rem;padding:0 1.3rem}
details.faq summary{cursor:pointer;font-weight:600;padding:1.1rem 0;list-style:none;position:relative;padding-right:2rem}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:0;top:.9rem;font-size:1.5rem;color:var(--green-2)}
details.faq[open] summary::after{content:"–"}
details.faq div{padding-bottom:1rem}
details.faq div p{margin:0}
/* help band */
.help-band{background:var(--green);color:#e9f2ec;padding:2.4rem 0}
.help-band h2{color:#fff;margin-bottom:.3rem}
.help-band p{margin:0;max-width:40rem}
.help-band-inner{display:flex;flex-wrap:wrap;gap:1.5rem;align-items:center;justify-content:space-between}
.help-band-actions{display:flex;gap:.8rem;flex-wrap:wrap}
/* help form */
.hero-help{padding-bottom:2.5rem}
.help-grid{display:grid;gap:2rem;grid-template-columns:minmax(0,2fr) minmax(16rem,1fr);align-items:start}
@media (max-width:860px){.help-grid{grid-template-columns:1fr}}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.3rem,3vw,2.2rem);box-shadow:var(--shadow)}
.form-card fieldset{border:0;padding:0;margin:0 0 1.3rem}
.form-card legend{font-weight:700;margin-bottom:.5rem;color:var(--green)}
.choice{display:flex;gap:.65rem;align-items:flex-start;padding:.55rem .8rem;border:1px solid var(--line);border-radius:10px;margin-bottom:.5rem;cursor:pointer}
.choice:has(input:checked){border-color:var(--green-2);background:var(--green-soft)}
.inline{display:flex;flex-wrap:wrap;gap:.5rem}
.inline legend{width:100%}
.inline .choice{margin:0}
input[type=radio],input[type=checkbox]{width:1.25rem;height:1.25rem;margin-top:.25rem;accent-color:var(--green);flex:none}
.row{margin-bottom:1rem}
.row.two{display:grid;gap:1rem;grid-template-columns:1fr 1fr}
@media (max-width:560px){.row.two{grid-template-columns:1fr}}
.row label{display:block;font-weight:600}
.row input,.row textarea{display:block;width:100%;margin-top:.35rem;font:inherit;font-weight:400;padding:.7rem .85rem;border:1.5px solid #c9c1b1;border-radius:10px;background:#fff;color:var(--ink)}
.row input:focus,.row textarea:focus{border-color:var(--green-2);outline:3px solid #cfe5d8}
.hint{font-size:.95rem;color:var(--muted);margin:-.4rem 0 1rem}
.req{font-weight:400;color:var(--muted);font-size:.9rem}
.consent{display:flex;gap:.65rem;align-items:flex-start;margin:.4rem 0 1.3rem;font-size:1.05rem}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.alert{background:#fbecea;border:1px solid #e3b3aa;color:#7a2b1c;border-radius:10px;padding:.8rem 1rem;margin-bottom:1rem}
.alert ul{margin:0;padding-left:1.2rem}
.urgent-note{background:#fff5e6;border:1px solid #f0d39d;border-radius:10px;padding:.8rem 1rem;margin:-.4rem 0 1.2rem}
.thanks h2{margin-top:0}
.aside h2{font-size:1.35rem}
.big-phone{font-size:1.6rem;font-weight:700;margin:.2rem 0}
.big-phone a{text-decoration:none}
[hidden]{display:none!important}
/* footer */
.site-footer{background:#14281f;color:#c9d8cf;padding:3rem 0 1.5rem;font-size:1rem}
.site-footer a{color:#fff}
.footer-grid{display:grid;gap:2rem;grid-template-columns:repeat(auto-fit,minmax(14rem,1fr))}
.footer-brand{font-family:var(--serif);font-size:1.4rem;color:#fff;margin:0 0 .4rem}
.footer-h{font-weight:700;color:#fff;margin:0 0 .3rem}
.fineprint{border-top:1px solid #2b4337;margin-top:2rem;padding-top:1rem;font-size:.9rem;color:#9fb3a8}
/* dfh page bits kept from v1 */
.times{display:flex;flex-wrap:wrap;gap:.8rem;margin:1rem 0}
.cal-time-btn{font:inherit;display:flex;flex-direction:column;align-items:flex-start;min-width:10rem;padding:.9rem 1.2rem;border:2px solid var(--green-2);border-radius:var(--r);background:#fff;color:var(--green);cursor:pointer}
.cal-time-btn[aria-pressed=true]{background:var(--green);color:#fff}
.cal-time-btn strong{font-size:1.3rem}
.cal-frame iframe{width:100%;min-height:42rem;border:1px solid var(--line);border-radius:var(--r);background:#fff}
address{font-style:normal}
@media print{.site-header,.site-footer,.help-band,.cta-card,.hero-actions,.btn{display:none!important}.hero{background:none;padding:1rem 0}.card{box-shadow:none;break-inside:avoid}body{font-size:12pt}}
.seminar p,.aside.card p{margin:0 0 .75rem}.seminar h3{margin-top:1.2rem}
/* v2: guide, planner, articles */
.portrait{float:right;width:220px;height:auto;margin:0 0 1rem 1.5rem;border-radius:14px;box-shadow:0 6px 24px rgba(0,0,0,.12);background:#fff}
@media (max-width:640px){.portrait{float:none;display:block;margin:0 auto 1.25rem;width:180px}}
.tbl{width:100%;border-collapse:collapse;margin:1rem 0;font-size:.95rem}.tbl th,.tbl td{border:1px solid #d9d4c7;padding:.55rem .7rem;text-align:left;vertical-align:top}.tbl thead th{background:#f3efe4}
.worksheet{border:1px dashed #b8b09c;border-radius:10px;padding:1rem 1.25rem;background:#fffdf7}.worksheet p{margin:.6rem 0}
.byline{color:#5b5b5b;font-style:italic}
.cards.one{display:grid;gap:1rem}
.answers{margin-top:1rem}.answers fieldset{margin-bottom:.75rem}
.plan-step{border:1px solid #e3ded1;border-radius:12px;padding:1rem 1.1rem;margin:0 0 1rem}.plan-step legend{font-weight:700;padding:0 .4rem}
.plan-step select{width:100%;padding:.6rem;border:1px solid #c9c3b4;border-radius:8px;font:inherit;background:#fff}
.lead-form{margin-top:1.5rem}
.plan-doc{background:#fff;border:1px solid #e3ded1;border-radius:12px;padding:1.5rem 2rem;margin-top:1.5rem}.plan-doc dt{font-weight:700;margin-top:.6rem}.plan-doc dd{margin:0 0 .3rem;white-space:pre-wrap}.plan-doc .sig{margin-top:2rem}
.fineprint strong{color:inherit}
@media print{.noprint,.answers,.thanks,.eyebrow a{display:none!important}.plan-doc{border:0;padding:0}.guide h2{break-after:avoid}.worksheet{break-inside:avoid}.portrait{width:150px}}
@media print{body.plan-print .hero{display:none}}